Motor insurance protects motorists against liability in the event of accidents they may cause. The Road Traffic Act requires all motorists to be insured against their liability for injuries to others (including passengers) and for damage to other people's property resulting from use of a vehicle on a road or other public place. It is an offence to drive your car or allow others to drive it without insurance.

It is against the law to drive without a car insurance policy that covers the damage that you could cause to other people and their property.

Read on to find out about the different types of car insurance that are available to young drivers in the UK.